Disclaimer

ARIFAC (Alliance of Reporting Entities in India for AML/CFT) is an industry-led platform operated by the Internet and Mobile Association of India (IAMAI). ARIFAC is not a regulator, supervisory authority, or government body.

Membership, participation, or engagement with ARIFAC does not confer any regulatory status, approval, licence, or compliance certification. ARIFAC does not grant approvals, licences, or compliance certifications of any kind.

ARIFAC does not provide legal, regulatory, or financial advice. All information, materials, and resources shared through ARIFAC platforms are for knowledge-sharing and capacity-building purposes only.

ARIFAC membership is intended for industry collaboration, knowledge sharing, and capacity building. It does not substitute regulatory compliance obligations under applicable laws.

Submission of a membership application does not guarantee membership. Approval is subject to ARIFAC's review and discretion.

By submitting a membership application, applicants consent to the collection and processing of their information in accordance with ARIFAC's Privacy Policy and applicable data protection laws.

Information about upcoming programmes, meetings, and events is subject to change. ARIFAC reserves the right to reschedule, modify, or cancel any programme or event at its discretion.

Participation in ARIFAC programmes, training sessions, and knowledge forums does not confer any regulatory recognition or exemption under applicable laws.

Certificates issued through ARIFAC certification programmes represent completion of the relevant learning pathway and do not constitute regulatory approval or professional licensing.

Regulatory updates, circulars, and information shared on this platform are provided for informational and awareness purposes only. They do not constitute legal advice.

Members and users are advised to refer to official regulatory sources and seek independent professional advice for compliance-related matters.

ARIFAC makes reasonable efforts to ensure the accuracy and currency of information shared, but does not warrant completeness, accuracy, or timeliness of any regulatory updates published on this platform.

The materials provided in the resources section are for informational purposes only and do not constitute legal or regulatory advice.

Reporting entities are advised to refer to official sources, including FIU-IND circulars and relevant statutes, to ensure statutory compliance.

Images are used for documentation and illustrative purposes. Participation in ARIFAC programmes may imply consent for non-commercial use of photographs unless otherwise notified.

ARIFAC, IAMAI, and their affiliates, officers, and representatives shall not be liable for any direct, indirect, incidental, or consequential damages arising from participation in ARIFAC activities.

Members remain solely responsible for compliance with applicable laws and regulations and for seeking independent professional advice where required.

ARIFAC shall not be responsible for any regulatory actions, compliance failures, penalties, or legal consequences arising from reliance on ARIFAC discussions, materials, or programmes.