India's Industry Platform for Financial Crime Prevention.
A national platform facilitating collaboration, capacity building, and regulatory alignment across India's financial ecosystem.
Why ARIFAC
India's rapidly evolving digital financial ecosystem — driven by real-time payments, digital onboarding, and platform-led services — has significantly expanded both opportunity and risk. The increasing scale and sophistication of financial crime requires a coordinated industry response.
ARIFAC has been established to provide a structured platform for industry stakeholders to collectively strengthen readiness, share insights, and address emerging risks — aligned with national and global frameworks.
- Legislation: PMLA
- Reporting: FIU-IND
- Global Standards: FATF
- International: IMF / Basel / Egmont
What ARIFAC Does
ARIFAC operates as a collaborative platform focused on enabling industry-wide capability and coordination.
Industry Engagement & Consultations
- Closed-door roundtables
- Stakeholder engagement across financial and digital ecosystems
- Address emerging risks, typologies, and implementation challenges
Training & Certification
- AML/CFT learning programmes
- Certification and continuous professional development pathways
- Role-based training aligned to compliance and operational functions
Knowledge & Typologies
- Sharing of financial crime typologies and case-based insights
- Development of industry knowledge resources
- Dissemination of best practices across sectors
Ecosystem Coordination
- Engagement across banks, fintechs, payment systems, VDAs and intermediaries
- Cross-sector collaboration including financial services, telecom, and digital platforms
- Support for collective response to systemic risks
Who Should Engage
ARIFAC's platform is designed for all reporting entities and professionals operating within India's AML/CFT regulatory perimeter.
Explore MembershipBanks & NBFCs
Scheduled commercial banks, cooperative banks, NBFCs
Payment Aggregators & PSPs
Payment service providers, aggregators, UPI ecosystem
Fintech Platforms
Lending, wealth, insurance, neo-banking platforms
Virtual Asset Service Providers
Crypto exchanges, custodians, VDA intermediaries
PMLA Intermediaries
All intermediaries under PMLA, 2002
Compliance Officers & MLROs
Principal officers, designated directors, reporting heads
Risk Professionals
Operational risk, fraud risk, enterprise risk teams
AML Investigators
Financial crime analysts, investigation units, forensic teams